Need an appraisal for an FHA-backed mortgage? Call Rachel Lyntton (909) 730-0612

The FHA retains of approved appraisers for each state - Rachel Lyntton (909) 730-0612 is on the roster of approved appraisers for CA. If you have an FHA-insured mortgage, be sure to contact Rachel Lyntton (909) 730-0612, as we are approved and qualified to handle FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If your loan is FHA certified, that means that it has been secured by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). The lending company takes care of all the money in the loan; the FHA simply insures the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are formed to help low-to-moderate income homebuyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. Buyers with lower income or less starting funds to use as a down-payment on a mortgage are helped the most from Federal Housing Administration loan programs.